Sometimes BlackFriday can be a little stressful. Trying to find the best deals and planning out your shopping strategy is sometimes easier than it looks. With Black Friday just three days away, Local Financial Advice is here to help you get the most out of the deals.

For all you North Carolina Black Friday shoppers, here are five smart shopping tips. Our goal is to help you have a safe and enjoyable shopping experience during the holiday season.

• 1. Stick To Your Budget

  Shopping for sales can be dangerous. Deals can tempt you into spending more than you can afford or on items you don’t need. Set a budget and a shopping list before you go on a shopping spree to avoid temptation. This will help you a ton on Black Friday!

• 2. Compare Prices

  You can save time, energy, and money by shopping online. You can easily compare prices from different retailers with Google Shopping. You may be able to get a mainstream retailer to match the price of a bargain you find from a retailer you’ve never heard of before. This can work in your favor!  

• 3. Shop Incognito

  Online retailers often offer dynamic pricing based on your browsing history. If you are an ‘old’ customer, the prices will increase accordingly. By shopping incognito or clearing your cookies you show the retailer that you are a ‘new customer’, which may lead to discounts and rewards.

• 4. Earn Cashback When You Spend

  To maximize your savings whilst shopping, use cashback and voucher sites that will help you earn back some pennies from the high street and online purchases. I always use a credit card when I do my holiday shopping in North Carolina! This allows me to get some serious cash back in the New Year!

• 5. Pay Safely

  It is important to protect yourself when making payments. You may lose some money if you buy from a fake seller, but you can lose even more if your information is stolen. Shop online with extreme caution and never communicate with anyone outside the site from which you are purchasing.

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